Chubb & IAA
Chubb & IAA

Other Commercial Insurances

INSURANCES FOR YOUR BUSINESS

We all take good care of our own lives and, in an ideal world, accidents and mishaps would never happen. But in reality, life exposes us to a variety of hazards. Having good insurance cover takes the worry out of the risk.

You want to know that you are properly covered, and at the right price. And you want to know that if you need to make a claim, it will be handled efficiently and without unnecessary jargon.

Small and medium sized businesses are the fastest growing sector within Australia and indeed, of most economies around the world. These businesses face many similar risks to larger businesses, however the relative impact of each risk has the potential to devastate a successful small business in virtually an instant.

Professional advice from a reputable insurance adviser will ensure that you and your business are protected from these various exposures; from damage to your premises by fire through to theft of money.


Types of Insurances Available:

Combined Business
A Business policy specifically designed for the Small, Medium Enterprise Business that provides protection against a wide range of covers for your business under the one combined policy document. You have the choice of which sections you insure.


Public & Products Liability
Personal Injury and/or property damage as a result of an occurrence in connection with your business.

Commercial Motor Vehicle
Loss or damage to vehicles, mobile plant and the like.

Industrial Special Risk
Fire & Perils including accidental damage to fixed assets.

Goods in Transit - Import/Export
Damage to goods while in transit.

Corporate Travel - Australia & Overseas
Medical and repatriation expenses following injury or illness while traveling or working in Australia or Overseas.

Directors & Officers Liability
Damages following a wrongful act committed by the directors or officers of the company.

Employment Practices Liability
Liability for employment related issues such as wrongful dismissal, sexual harassment and discrimination.

Professional Indemnity
Damages arising from the professional activities of an organisation.

Contract Works
Loss or damage to the project during construction.


Click Request Quotation below for one of our representatives to be in touch within 1 business day, or learn about Personal Insurances.

 
 

If you are interested in Insurance for your business


Then you may also be interested in ensuring you have properly drafted business contracts to protect how you do business.  For example, AIIA.biz legal Experts offer:

  • software licences if you are a software supplier,
  • hardware agreements if you are a hardware supplier,
  • development agreements if you are a developer, or
  • hosting agreements if you provide hosting services.

These can all further reduce your risk of exposure, as well as helping improve your revenue recognition and profitability. These can also help you get a greater discount on your liability insurance premiums from AIIA.biz!